The Need for Personal Life Insurance

• Young Singles/Young Couples- cover off any debt including debts with co-signers,  final expenses, does your family history have significant health issues?

• Young Family – debts, mortgage, final expenses, ongoing income needs, education fund

• Maturing Family- debts, mortgage, final expenses, ongoing income needs, education fund

• Pre-Retirees- debts, mortgage, final expenses, ongoing income needs, final taxes

• Retirees – debts, final expenses, leave a legacy, final taxes